Backup Payment Methods

Never lose a conversion to a declined card

Reacquire lets customers save a backup payment method at signup. When a primary card declines, we automatically retry with the backup — so you recover revenue without lifting a finger.

40%
Failed payments recovered
<5s
Backup card retry time
Payment recovery vs. email only

How it works

A seamless fallback system that recovers revenue automatically when cards decline.

01

Customer adds a backup card

During trial signup, customers can optionally save a second payment method. Reacquire stores it securely via Stripe — no additional PCI scope for you.

02

Primary payment attempted first

When the trial converts, Reacquire charges the primary card as normal. Most customers convert without ever needing a fallback.

03

Backup charged if primary fails

If the primary card declines — expired, over-limit, or flagged — Reacquire automatically retries with the backup method within seconds.

04

Customer notified to update card

Whether the backup succeeds or both fail, Reacquire sends a targeted email prompting the customer to update their payment method.

Recover revenue you used to lose

Up to 40% of failed payments can be recovered with the right fallback strategy.

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Automatic retry logic

When a primary card declines, the backup is charged immediately — no manual intervention required.

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Multi-card support

Customers can save multiple payment methods. Reacquire tries them in priority order until one succeeds.

📧

Smart dunning emails

Automated email sequences prompt customers to update cards before they expire and after a payment fails.

Configurable retry schedule

Set your own retry intervals — retry the same card after 3 days, then try the backup, then email. Fully configurable.

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Secure card storage

All payment methods are stored as Stripe tokens. Reacquire never touches raw card data.

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Recovery rate tracking

See exactly how many failed payments were recovered by backup methods vs. required customer action.

Stop losing conversions to card declines

Add backup payment method support to your trial flow in minutes with Reacquire.

Get Started Free →